As a passionate residential loan originator, my journey is deeply rooted in a rich entrepreneurial background that encompasses residential construction, retail, and truck freight/logistics. This diverse experience has equipped me with a comprehensive understanding of the distinctive challenges and opportunities faced by home buyers, particularly self-employed individuals and 1099 contractors.
Having a husband who served in the US Navy, I am especially committed to supporting veterans in navigating the complexities of home financing, ensuring they receive the benefits they deserve. My expertise extends to assisting individuals with non-traditional income sources, such as commissions, helping them qualify for the right mortgage options.
I believe that whether you’re ready to buy today or planning for the future, I am here to guide you every step of the way. My services go beyond just providing loans; I offer coaching and education in financial matters to empower my clients to make informed decisions. My ultimate goal is to turn your dream of home ownership into a reality.
Products Provided
As a residential loan originator, I offer a variety of mortgage products to meet the diverse needs of home buyers. My product offerings include:
Conventional Loans: These loans offer competitive interest rates and require down payments as low as 3%.
FHA Loans: Accessible loans for first-time home buyers or those with lower credit scores and lower down payment options.
VA Loans: Specialized loan programs for veterans, providing benefits such as no down payment and favorable interest rates. Flexible income and flexible credit score requirements.
USDA Loans: Options for eligible rural home buyers that allow for low to no down payment, promoting homeownership in rural areas.
Jumbo Loans: Solutions for properties that exceed conforming loan limits. Requires minimum down payment of 10% and strong credit scores.
First Time Home Buyer: we offer many benefits for first time home buyers.
Temporary Buydown Loans: reduced payments while settling into a new mortgage.
Refinance Options: Various refinancing products to help clients improve their loan terms, reduce monthly payments, or access equity.
By offering these diverse financing options, I aim to provide tailored solutions that align with my clients’ financial goals and homeownership aspirations.
